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Author Archives: Brenden Bowman

Child Custody Modification

Free Consultation Changing a Custody Order Print Español After a judge makes a custody and visitation order, 1 or both parents may want to change the order. There are many good reasons why a parenting plan may need to be changed. As the children get older, for example, their needs, interests, and activities change. And […]

Bankruptcy Chapter 7

How Chapter 7 Works A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (3) In addition to the petition, the debtor must also file with […]

Selling A Structured Settlement To Buy A Home

With the current economic condition, sellers of structured settlements are being highly scrutinized by judges more so than ever. They are making sure that the purchase price is fair and that they seller is not squandering the money. Prior transfers are being looked at and compared to current transfers. Examining what the reasons for selling […]

What If I Have An Open Case Already In The Superior Court Of La County And I Want To Sell My Structured Settlement

Even more reason to get an adviser that is an attorney, not just a licensed professional.  The law requires you to get an independent professional adviser anyway when selling your structured settlement. If your case is an open civil case:  The transfer company is not going to take any money out of the sale of […]

Transfer Companies Conducts Background Checks During Purchases Of Structured Settlements Payment Rights

Once you sign the contract, you will be giving the transfer company permission to conduct a background check.  This is standard operating procedure for the transfer company. The transfer company will check:  credit bureaus.  By checking credit bureaus, the transfer company can glean information such as your legal residence, contact information and whatever else they […]

Reduce Risk In The Purchase Of A Pre-Owned Annuity

Proper Due Diligence is Critical to Reduce Risk in the Purchase of a Pre-Owned Annuity Pre-owned annuities (also known as a “pre-issued” , “secondary market” or “recycled” annuities) do offer private investors higher rates of return than primary market annuities, but there is also additional risk. First, there is generally no direct contractual relationship between […]

Structured Settlement Sellers Beware

​In yet another sign the structured settlement purchasing profession is in the regulatory cross hairs, the Consumer Financial Protection Bureau, CFPB, recently filed a complaint and action against settlement purchasing giant JG Wentworth. The allegation as described in the complaint is that Wentworth’s method of solicitation and purchase of structured settlement cash flows is deceptive and […]

The Jg Wentworth Companyr Urges Governor Hogan To Sign Bill Enacting New Reforms On Structured Settlement Payment Purchasing

Article on Business Wire Found this article the other day, and thought it just goes to show how the industry is changing, and points to the need of Independent Professional Advisors / Structured Settlement Attorneys such as ourselves. JG Wentworth is one of the leading names in the purchasing of structured settlements, and proves even […]

What Happens To My Structured Settlement After I Sell It

Have you ever wondered what happens after you sell your structured settlement? So you receive a structured settlement or lottery pay out, and later you decide to sell all or a portion of it for a lump-sum payment. But where does the money come from? Why do these companies want to purchase my payments? Why cant i get my […]

Structured Settlement Reforms

Structured settlement Reforms on the way…… As a structured settlement attorney that specializes in independent professional advice for sellers of structured settlement payments, we try to stay on top of changes in the industry. While following this situation in the state of Maryland, i came across this article that seems fairly relevant. With all articles […]