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National Association of Settlement Purchasers – NASP

Federal Interest Rate Rise vs. Structured Settlements

Structured settlements are annuities.  Annuities grow faster when interest rates are higher.  There are “fixed” and “variable” annuity rates.  If you were issued a “fixed” annuity, this means there was a stated interest rate at purchase, and it’s guaranteed to stay at the same rate. This type of annuity will not be so affected by the rise in the Federal Interest Rate. If you were issued a “variable” annuity at purchase, this means the terms can change.   In oth […]

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS! Regardless of how simple the TV commercials and web-ads make it sound, any sale of a structured settlement requires Court Approval! What this means is that if you are thinking of a s…

The Maryland Structured Settlement Protection Act

The Maryland Structured Settlement Protection Statute MARYLAND CODE COURTS AND JUDICIAL PROCEEDINGS Current through 2001 § 5-1101.(a) In this subtitle the following words have the meanings indicated. (b) “Discounted present value” means the fair present value of future payments, as determined by discounting payments to the present using the most recently published applicable federal rate for determining the present value of an annuity, as issued by the United States Internal Revenue Service. (c) “Independent professional advice” means advice of an attorney, certified public accountant, actuary, or other licensed professional adviser: (1) Who is engaged by a payee to render advice […]

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California Insurance Code Fights for Justice with Independent Professional Advisers!

Selling Your Structured Settlement in California

Structured Settlement Attorney

Millions of Structured Settlements Every Year

The New Mexico Structured Settlement Protection Act

The New Mexico Structured Settlement Protection Statute N. M. S. A. 1978, § 39-1A-2 § 39-1A-1. Short title This act may be cited as the “Structured Settlement Protection Act”. § 39-1A-2. Definitions As used in the Structured Settlement Protection Act: A. “annuity issuer” means an insurer that has issued a contract to fund periodic payments under a structured settlement; B. “court” means: (1) the court of original jurisdiction that authorized or approved a structured settlement; or (2) if the court that authorized or approved the structured settlement no longer has jurisdiction to approve a transfer of payment rights under the […]

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PART I of IV of §10135. “Transfers governed by article; Requirements